Lending money. But the wait may be longer. Meituan’s living expenses system does not have 24-hour review by dedicated personnel. If the user applies for a loan on weekends or holidays, the waiting time will be longer.

If it is the first time for users to apply for Meituan living allowance, the waiting time will be longer, because the relevant information submitted by the user needs to be reviewed, and the results will be available within about 24 hours. If an old user applies for a living expenses loan from Meituan, the result will be available within about 30 minutes. If the user submits loan application materials with incorrect or missing information, Meituan’s loan application for living expenses will not be approved. If there is a follow-up call, if the user misses it, fails to answer it in time, or does not answer it in person, etc., it will also affect the approval results of Meituan’s living expenses.

After receiving the loan application notice for Meituan Living Expenses, users can log in to the Meituan APP, find the personal center - Meituan Living Expenses, and then check their current borrowing, interest rate and monthly repayment amount. Can.

The application conditions for Meituan’s living allowance are as follows:

1. Legal mainland citizens who are over 18 years old and have full civil capacity;

2. Binding to Meituan Credit card;

3. Perform identity authentication and credit authorization;

4. Have a commonly used real-name mobile phone number and add contact information;

5 , have a certain income, and good repayment ability;

6. Good personal credit, not a shackle, and have never been on the blacklist.

The consequences of Meituan’s overdue living expenses:

1. On the first day that Meituan’s living expenses are overdue, penalty interest will be paid. Currently, the overdue penalty interest for Meituan’s living expenses is much higher than the loan interest.

2. Meituan Living Expenses is a loan platform that checks and uploads credit reports. Therefore, if Meituan’s living expenses are overdue for a long time, it will definitely affect your central bank credit report. Once the central bank's credit report leaves a stain, it will take five years to eliminate it, during which time it will be difficult to apply for loans and credit cards.

3. If Meituan’s living expenses are seriously overdue, it is very likely to be blocked by Meituan. In the future, not only will you no longer be able to apply for Meituan living expenses, but you will also be unable to use Mobike without a deposit, etc.

4. If the borrower refuses to repay after the due date, Meituan Life Expenses is likely to collect the debt through legal channels. At that time, the debtor will not only have his property seized, but will also become an "old man".