Legal analysis: No, the car cannot be transferred while it is under mortgage. Generally speaking, a car bought with a loan cannot be transferred before the car loan is paid off, because the car is mortgaged to a lending institution. If you want to transfer your vehicle, you must get the consent of the creditor.

Legal basis: Article 9 of the Regulations on Motor Vehicle Registration shall not be registered under any of the following circumstances: (1) The certificates and vouchers submitted by the owner of the motor vehicle are invalid; (2) The certificate of origin of the motor vehicle has been altered or the owner of the motor vehicle recorded in the certificate of origin of the motor vehicle is inconsistent with the identity certificate; (three) the certificates and vouchers submitted by the owner of the motor vehicle are inconsistent with the motor vehicle; (four) the motor vehicle is produced without the permission of the competent department of motor vehicle products in the State Council or imported without the permission of the competent department of motor vehicle import in the country; (five) the relevant technical data of motor vehicles are inconsistent with the data announced by the competent department of motor vehicle products in the State Council; (six) the model, engine number, vehicle identification code or relevant technical data of the motor vehicle do not meet the national safety technical standards; (seven) the motor vehicle has reached the compulsory scrapping standard stipulated by the state;

(8) motor vehicles are sealed up or detained by people's courts, people's procuratorates and administrative law enforcement departments according to law; (9) The motor vehicle is stolen or robbed; (ten) other circumstances that do not conform to the provisions of laws and administrative regulations.