Fund supervision adopts a voluntary principle and is not mandatory.

The supervision of second-hand housing funds is divided into two situations, one is full payment and the other is mortgage loan payment. The specific operation process is as follows:

(1) Second-hand housing mortgage The loan and fund supervision process is as follows:

1. The buyer and seller sign the "House Sales Contract", and the buyer and seller *** jointly put forward the need for transaction fund supervision services;

2. Bank review Qualifications of the buyer and seller, and sign a loan-related contract with the buyer;

3. Evaluate the property and determine the down payment amount based on the evaluation report;

4. The buyer pays the down payment and the amount Directly into the capital supervision account and supervised by the bank. At the same time, the buyer and seller signed the "Buyers and Buyers Fund Supervision Agreement";

5. The buyer and seller went through tax payment and transfer procedures;

6. After completing the transfer procedures, according to the authorization of the buyer and seller, , the bank will allocate the down payment according to the instructions;

7. After seeing the other title certificate, the bank will pay the balance to the seller.

(2) Full payment for second-hand houses and the process of fund supervision are as follows:

1. The buyer and seller sign the "Second-hand House Sales Contract", and the buyer and seller jointly propose to handle the transaction Capital supervision service needs;

2. The buyer pays the full amount of the transaction, and the money goes directly into the capital supervision account and is supervised by the bank. At the same time, the buyer and seller signed the "Buyers and Buyers Fund Supervision Agreement";

3. The buyer and seller went through tax payment and transfer procedures;

4. After completing the transfer procedures, according to the authorization of the buyer and seller, , the bank disburses the purchase price according to instructions.