1. You can check your personal credit report at the local People’s Bank of China credit inquiry agency. The credit report will record all your personal loan records in detail.

2. You can also go to the Credit Reference Center of the People's Bank of China to self-check the credit report. The specific query method is as follows:

1. Open Baidu search and enter "People's Bank of China" in the search bar "Credit Reference Center", after searching, find the official website of the Credit Reference Center of the People's Bank of China and click to enter.

2. After entering the official website of the Credit Information Center of the People's Bank of China, find the item "Internet Personal Credit Information Service Platform" and click to enter.

3. After entering the Internet personal credit information service platform, find the "Try Now" item and click to enter.

4. After entering the trial immediately, enter the corresponding information and log in to query the credit report. If you do not have an account, you can choose to register as a new user and fill in the relevant information according to the system prompts.