This is a vocational training certificate issued by the labor department. Although there is a nominal loan discount, it does not mean that it can be used as a necessary condition for bank loans. The bank will mainly check your personal credit history and existing assets, and then decide whether to lend and the amount of the loan.

According to the commercial loan interest rate, the entrepreneurial belt span will generally be around 8%. The specific process is simple:

1. Apply and submit the information required by the bank;

2. Review, approval and lending.