Golden abacus card is a common card with yellow layout, and it needs an annual fee of 10 yuan. However, if you have already opened a Bank of Ningbo exclusive card, you can waive the annual fee for all ordinary cards. The small management fee is in 3 yuan. If the average daily deposit is higher than that in 500 yuan, the small management fee can be exempted. As a value-added service card (all deposit interest rises by 0.5 points, deposit points are exchanged for gifts, etc. ), it is not recommended to cancel, because it will be difficult to open successfully.