Yes If the online loan fails, I need to sign. The offline requirements are simple and there are few steps. If the lender meets the requirements of the bank: the age is between 18-60 years old, the income is stable, the borrower's credit is good, and the borrower's age and repayment period are not more than 70 years old, as long as it meets the requirements, it can pass. The simple and popular understanding of loan is to borrow money with interest.