Let me talk about some simple operations.

First of all, I owe Alipay 80,000 yuan. First, it depends on whether you are willing to repay. Second, if you don’t have the intention to repay the loan, you just want to know the consequences of not paying it back.

First of all, let’s talk about the first situation. If you are willing to repay, then you can borrow 80,000 on Alipay, which means that your previous consumption level was relatively high, that is, your previous income was at a level of Relatively many states. Under normal circumstances, the interest rate for borrowing money is RMB 40,000, which means that the interest rate is RMB 32 per day for RMB 80,000. First of all, you need to collect 80,000 yuan. Considering your previous income status, it is not difficult to find someone to make temporary changes, or you can directly find the money lender, repay the money in front of him, and then pay him after you borrow it. some interest. Remember to choose the repayment method of "interest first, principal later" when borrowing money from Jiebei again, so that you have half a year. The interest of 32 per day means that you have to pay back the interest of 960 per month. No matter how much you borrow, you can pay it back in advance. In addition to the interest of 960 per month, you must make as much money as possible to repay the principal. For example, you If you can repay the principal of 5,000 in addition to interest in a month, you can repay the principal of 30,000 in half a year and 6 months. There is still 50,000 principal left. The above method is to find someone to refinance, the principal of 50,000, the monthly interest is 600, at this time you still try to repay the principal as much as possible, repeat the above method in less than one and a half years, you can pay off the loan.

After you have paid it off, remember in the future that although it is fun to spend money in advance, you must spend it within your means.

The second type is those who don’t want to pay back, and simply want to know the consequences. I believe you have learned a lot through other people’s answers. Let me simply say that if you don’t pay the reminder (still don’t pay), big companies will not There will be prosecutions for collecting money in the manner of the underworld (you can't afford it, and there are no fixed assets or cash in your name that can be compensated), and you will be listed on the list of credit defaulters, which will affect all high-spending people on Baidu.

Let me say one more thing: China will be a trustworthy society in the future, and it will be difficult to move forward after breaking trust.

I hope the above will be helpful to you

If this is true, I hope you can face it calmly and don’t run away, because I have also experienced that Alipay is really going to be overdue. If your family situation allows it, confess it to your family first. Let your family help you pay it back. Don't overdue it. If you can't, borrow it from a friend. Don't overdue it. If you set up an installment plan, work hard and save money every day. Pay off the minimum monthly amount slowly and don’t overdue it! Of course if this is false I hope it is true!

Being able to borrow 80,000 yuan from boss Jack Ma shows that you are still very motivated. It may mean that you failed and suffered setbacks after taking the money, or something else, but never give up on the dream in your heart, we all With both hands and feet, are you still inferior to a disabled person?

So from now on, set a small goal, pay it back step by step, and develop towards your own life. Finally, I will tell you that the harder you work, the luckier you will be.

Alipay is overdue and I have no ability. If you repay, you will face collections, increased interest and liquidated damages, and most importantly, you will face prosecution. What should you do if it is overdue? Let me tell you!

As long as the loan on Alipay is overdue for one day, it will be uploaded to the bank's credit system, which will affect your future loans, car and house purchases, if you can repay within your ability. Next, try to take the initiative to repay the debt and avoid defaulting. If there is a temporary shortage of funds, you can apply for installment repayment, or you can use the minimum repayment to repay the debt and clear the current bill.

If none of the above can be done, you can try to ask relatives and friends to help you get through the difficulties. After all, the loan money will accrue interest as long as it is overdue. If you borrow money from relatives and friends, you can slowly go out. Repayment.

After Alipay is overdue, staff will start calling you on the second day, asking you to take the initiative to repay. If you cannot repay in time, they will ask you why. In the end, they hope you will repay as soon as possible.

In the next few days, the staff will change to different staff to call you. Almost all the staff in the system are only responsible for reminding you. Only after 10 days will they actually intervene in the collection department. , then they will not simply urge you to repay.

They may also involve harassing you.

After a few months, you will enter a third-party collection company. Their methods are particularly despicable. They usually harass you by making phone calls, sending messages, and sending lawyer letters. They will also harass you. They will make phone calls to your friends and your company, and they will also scare you with a prosecutorial tone, eventually destroying your reputation.

After your bill is overdue, a liquidated penalty of 0.5% or 50,000% will be incurred every day, and it will keep rolling in every day. On top of the original interest, some penalties will be added, so that Your interest will exceed your imagination in a short period of time.

After the bill is overdue, the time is too long, and the amount is too large, Alipay has been unable to contact you, or it has contacted you and you have not answered the phone. The most important thing is that he found that you have If you have executable property, you will be prosecuted. After prosecution, you will be listed as a dishonest person and restricted from high consumption. At worst, you will be listed as a credit loan fraud case and bear criminal liability.

How to solve it?

① If you are short-term and have no ability to repay the loan and you will have money later, you can first borrow money from friends and fill it in, and give the small interest to your friends or relatives, because In the face of interests, others still can't resist. Pay off the debt first, and then pay it back to him slowly.

②. If you have no money for a long time, or have lost the ability to work, you can only choose to be forced to go ashore. During this process, you must not pay back a penny. The platform only needs to see you If there is no repayment information, they will give up on you, suspend your debt, and put your debt on hold. Then contact you to give you interest-free repayment.

③. Never repay a loan with a loan. Don’t think about borrowing loans from other platforms and repaying the loans on this platform just because your borrowing is overdue. This is a mistake. Choose, rather go than do this, because you will only fall into an abyss of no return.

Finally, I wish you to go ashore as soon as possible, strive to be a new person, and stop overdrafting tomorrow’s money.

First of all, let me say that whether you lend money to individuals or institutions, you should carefully consider it, especially to know whether you have the ability to repay it, and whether borrowing money will bring you a lot of trouble. If you fail to repay the loan on Jiebei, you will have a bad credit record, which will affect your personal credit record. In serious cases, you may be sued by the lending institution. There are really three suggestions for repaying the loan after it is overdue:

1. Apply for a deferral of repayment or an extension of the repayment period. You can take the initiative to call the official customer service of Jiebei to explain the situation, and then discuss whether overdue fees can be waived, the loan period can be extended, etc.

2. Borrow money from relatives and friends, ask your own relatives and friends to borrow money, and see if you can repay the money as soon as possible to tide over the difficulties, and you have to be creditworthy.

3. Credit card cash withdrawal and repayment. If the amount owed is not a lot and you have a credit card, you can use the credit card cash withdrawal limit to repay the loan. Pay attention to make up the gap as soon as possible. Integrity comes first. , don’t become a deadbeat.

I owed Alipay Huabei 3,500 yuan in 2017 and borrowed 18,000 yuan. Later, due to the failure of my business, I couldn't pay it back. It has been overdue for four years and I am now paying off my credit card.

After paying off the credit card and then paying back Alipay, now it can only be overdue, so pay it back slowly, step by step.

Work hard and earn money.

This society is very realistic. If you don’t pay back the money when it is due, Jack Ma will not be polite to you.

First of all: Alipay customer service will call you first to ask about the situation of non-repayment of the debt, and urge you to pay it back as soon as possible. Then call your relatives and friends. Anyway, everyone who has left your phone number in Alibaba products such as Tmall, Alibaba, and Alipay will call them one by one and tell the people around you that you will not repay the loan.

Also, don’t think that if you change your phone number, they won’t be able to find you. They will repair it through technical means, re-contact the defaulter, and urge them to pay back the money. Moreover, they will deal with it differently according to the age of the defaulter. Those born in the 90s will look for their parents, those born in the 80s will look for their siblings, and those born in the 70s will look for their children.

If you have not repaid the money at this time, all your accounts under Alibaba will be frozen.

After you survive the level of address book bombing, Alipay will freeze the borrower's Taobao account and Alipay account, and money can only go in but not out.

The last resort is to collect money at your door. They will track the borrower based on big data, locate the borrower's location based on Alibaba's big data, and then find collection personnel to come to collect the debt.

(In the future, personal integrity will be very important. Don’t run away from this matter. There are no obstacles that you can’t overcome. Just work hard to earn money and pay back the money!)

It’s impossible to pay back the money if you don’t have the ability. Yes, this must be paid back. The more you owe, the more interest you will pay over time. This can be repaid slowly every month, and you are not required to repay it all at once. I really had no money to pay back, so I had to turn to family, relatives and friends for help. If you owe so much, Alipay will sue you in court. At that time, you will still need to pay lawyer fees and so on, and you may even go to jail. Even so, you still have to pay back the money. Therefore, it is recommended that you must find a way to repay it, otherwise you will suffer a big loss.

First of all, you must repay it. If you don't pay this back, they will eventually sue you and send text messages to all your relatives and friends. If you are on the credit blacklist, your life will be greatly affected when you are on the blacklist. You will not be able to get loans for your house or car, and you will not be able to ride on high-speed trains or airplanes!

I suggest you not to think about things so simply. You can pay it back slowly in installments and borrow some from relatives and friends. Work harder on yourself and go out and find more jobs! 80,000 yuan is not a lot of money, and you will be able to make it back after a year of hard work! If you are good at writing, you can send me a private message and I can recommend some part-time jobs to you! Come on, Huabei repayment date, what will be the consequences of being unable to repay? Netizen: It’s so heartbreaking!

Closer to home, although Internet financial products such as Alipay have brought a lot of convenience to our lives. But if you come out to fool around, you will have to pay it back sooner or later. On the Huabei repayment date, what will be the consequences of being unable to repay. First, let’s take a look at the experiences of netizens. Netizen A: If Jack Ma doesn’t give me flowers, I’ll spend them. If he doesn’t give me flowers, I won’t. Netizen B: Rational consumption is still good. There is no need for Huabei. I spend my own money. Netizen C: Huabei has the minimum repayment every month. Netizen D: Honesty in repayment comes first. Netizen E: It’s best not to try it! If the Huabei is overdue, the consequences will be serious!

Next, let’s take a look at the serious consequences if Huabei is not returned overdue:

1. Reduce Zhima points; 2. Penalty interest; 3. Freeze Alipay account, spend Bei was frozen; 4. SMS and phone calls to urge repayment; 5. Door-to-door collection; 6. Sued and received court summons; 7. Bad marks left on credit record;

Huabei did not repay. We have all probably seen the serious consequences of it, so what are the ways to repay Huabei? Now I will introduce the repayment method of Huabei, please let everyone know about it.

1. Installment repayment, which can be divided into up to 12 installments; 2. Deferred repayment, which is to postpone part of the amount of this month to the next month; 3. Find someone else to repay on your behalf, If your Alipay is purchased by her/him, you can ask her/him to pay it back for you; 4. Repay it in advance or in full.

On the Huabei repayment date, have you paid back all your Huabei? If you forget to repay today, Alipay will have a 3-day grace period. As long as you return it on time during the grace period, your credit record will not be affected. If your Huabei has not been repaid, I suggest you return it as soon as possible.