1. Credit consumption loan: You can apply for a credit consumption loan from the bank to pay for the car purchase. A good record of provident fund deposit helps to obtain more favorable loan interest rates.
2. Buy a house before buying a car: If there is a demand for buying a house, you can use the provident fund loan to buy a house first, and then withdraw the funds from the provident fund account for buying a car when the economic situation permits.
3. Withdraw the balance of the provident fund: If the balance of the provident fund account is large and meets the withdrawal conditions, you can apply for withdrawing part of the provident fund in the name of housing consumption, but please note that the feasibility of this method depends on local specific policies and regulations.
4. Housing accumulation fund is a kind of long-term housing savings, which is mainly used to solve the housing problem of employees. It consists of two parts. The part paid by individual employees and the part paid by the unit for employees belong to individual employees.