First, the damage caused by real estate speculation.
Nowadays, many people don't buy a house to live in, but want to sell it or rent it at a high price. For these people, the house can bring them benefits, but for some people who just need it, they can't afford to buy a house or live in it at this time, because their salary level does not allow them to buy a house at present.
Second, the damage to the market.
The market is very fair to each of us, but such random speculation about high housing prices can be said to be disturbing the order of this market. For some real estate developers, it is natural to hope that the higher the house price, the better, but the higher the house price, the less we ordinary people can afford it. For those rich people who see such signs, they will buy houses crazily. For us, this kind of behavior is disturbing the stability of this market.
Third, why investigate these loans?
Because illegal housing loans belong to business loans, we have no right to issue these business loans, which will cause pressure on people's lives to a great extent. Although the house is very important to everyone, it is most important that ordinary people can really afford it. Investigating these loans also tells us that the relevant departments are trying their best to safeguard the fairness of this market and protect the rights and interests of our consumers to a great extent.
A house is the first step for many people to form a family. Of course, many people will become house slaves now, and the current house price market may undergo earth-shaking changes, because many of us can't expect the current house price.