After confirming receipt of the goods, applying for Huabei installment refund falls within the scope of after-sales service.

In this case, the loan principal is refundable, but the handling fee is non-refundable.

If the merchant agrees to refund after receiving the return, the credit will be returned to your Huabei account.

If you have excellent credit and have the privilege of fast refund, Taobao will give priority to returning the refund to your Huabei after you fill in the return order number

Extended information:

Huabei installment is a consumer finance product launched by Ant Financial. Users use Huabei installment payment when paying in the mini program. The full amount of the order is paid to the merchant's Alipay account in real time, and the user repays Huabei in installments.

Buyer installment fee calculation rules

The specific calculation method is as follows:

Calculation accuracy

The amounts involved in the calculation are all in units of cents , that is, keep two decimal places;

User's principal per period

User's principal per period = commodity amount/number of periods (the calculation process uses Java code as an example)

Convert the amount unit into cent;

Calculate the principal of each period (use total amount/total number of periods, the result is expressed in cents, round down);

Ant Financial Services Open Platform—Huabei Installment