What are the consequences if the credit card owed is not paid by the guarantor?

If the credit card owed is not paid by the guarantor, he has to bear joint liability for the guarantee without knowing it, so he cannot be exempted. According to the relevant information, if the guarantor fails to pay back the arrears, the guarantor shall bear the repayment responsibility. If the guarantor fails to repay the debts in time, the guarantor shall bear the repayment responsibility and record it in the guarantor's credit record.

Will the online loan without knowing it be affected by the guarantor?

No. Article 147 of the Civil Code: The actor has the right to request the people or an arbitration institution to cancel a civil juristic act based on gross misunderstanding. Article 148 Where a party fraudulently causes the other party to commit a civil legal act against its true meaning, the defrauded party has the right to request the people or an arbitration institution to cancel it. Article 149 If a third party commits fraud, causing one party to commit a civil legal act against its true meaning, and the other party knows or should know about the fraud, the defrauded party has the right to request the people or an arbitration institution to cancel it.

How to prove that the guarantor doesn't know

The methods to prove that the guarantor doesn't know are as follows:

1. Finding the relevant guaranteed object and proving the relationship between himself and his guarantor is impossible. Especially in different places, two unrelated people, it is unlikely that there will be a guarantee.

2. Prove that your relevant information has been stolen or used by others, especially if your ID card is used for guarantee. At this time, you must first prove that you have all your important information at all times, and the information used for guarantee may be imitated.

3. Find out the documents that need to be signed for the relevant guarantee, whether there is my signature, and through expert appraisal, it is proved that it is not my signature and fingerprints.

4. It is a serious network or misguided to find the subject matter that is guaranteed and have obvious and significant conflicts of interest with yourself. A huge asset that is guaranteed has no interest in itself as a result.

Is it useful to call the police without knowing it?

There is no need to call the police, because the online loan has no guarantor, only an emergency contact.

The guarantor's responsibility is to guarantee other people's loans. If the lender can't repay the money, he will ask you to bear the legal responsibility for repayment. Section 1 Guarantee and Guarantor of the Guarantee Law of the People's Republic of China Article 6: The term "guarantee" as mentioned in this Law refers to the act that the guarantor and the creditor agree that when the debtor fails to perform the debt, the guarantor will perform the debt or assume the responsibility according to the agreement.

But the online loan has no guarantor, and you just become the emergency contact of the lender. It won't have any effect on you, but the debt collection company will bomb your mobile phone number to scare you.

so you don't need to call the police, don't mind.

what if the guarantor borrows tens of thousands of dollars without knowing it?

1. At the time of loan, the guarantor borrowed tens of thousands of dollars without knowing it.

2. Secondly, negotiate and inquire with your own guarantor.

3. finally, when you pay back the money, you can pay it back as soon as possible.

if the lender acts and the guarantor doesn't know, is it liable?

if the lender acts and the guarantor doesn't know, it is not liable. According to the relevant interest inquiry, the guarantor will be sentenced to exemption without any responsibility if he doesn't know that the lender intentionally conceals it.