Legal analysis: Fake loans constitute the crime of loan fraud. According to China's relevant laws and regulations, the filing standard is 60,000 yuan, reaching 60,000 yuan. The person responsible for the fake loan will be fined 5,000 to 1 10,000 yuan. The person in charge of the loan shall be given a disciplinary sanction of gross demerit or dismissal, and if economic losses are caused, full compensation shall be made for the economic losses, and those involved in crimes shall be transferred to judicial organs for criminal responsibility.

Legal basis: Article 193rd of the Criminal Law of People's Republic of China (PRC) commits one of the following acts. Whoever defrauds a bank or other financial institution of loans for the purpose of illegal possession, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan. If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan. If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: (1) fabricating false reasons such as introducing funds and projects; (two) the use of false economic contracts; (3) using false documents; (four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral; (5) obtaining loans by other means.