What are the requirements of Jiangsu Bank Jin E Finance for credit reporting?
Jin e finance can be regarded as a personal consumption loan of Jiangsu bank provident fund, which can be handled directly through mobile banking without mortgage guarantee. The system will approve and grant credit to the applicant based on big data such as provident fund information and credit information, with a maximum amount of 300,000 yuan and a maximum term of 2 years, which can be used for car purchase, decoration, travel, shopping and other consumer purposes.
If you want to apply for gold electronic finance, you must first pass the credit check. Jin E Finance's requirements for credit reporting are still relatively low, requiring applicants to have good credit and no bad records. Of course, this alone is not enough. Applicants must meet these conditions:
1, a natural person aged 22-57, with full capacity for civil conduct, capable of providing legal and valid identification and capable of repaying loans;
2, provident fund deposit time shall not be less than 1 year;
3. Open a professional version of mobile banking or a popular version of mobile banking account in Jiangsu Bank.
If the borrower meets the above conditions, he can apply for a gold e financing loan through the professional version of mobile banking or the electronic account version. After the system is approved, he will confirm the loan information and sign the loan contract online, and then the bank will lend the money to the provided debit card account in real time.
In short, Jiangsu Bank Jin E Finance also has certain requirements for credit reporting. If there are any defects in the credit report, it may be rejected. To this end, everyone should cherish their personal credit records.