1, buy an owner-occupied house.
In this case, it is necessary to provide the purchase contract, agreement or other proof.
2. Build self-occupied housing.
It is necessary to provide approval documents or other supporting documents from administrative departments such as construction and land.
3, renovation, overhaul occupied housing.
It is necessary to provide the approval documents or other supporting documents of the planning administrative department.
4. Retire.
This requires a retirement certificate.
5, completely lose the ability to work and terminate the labor relationship with the unit.
This requires the provision of proof of complete incapacity and proof of termination of labor relations.
6, after the termination of labor relations with the unit, shall not be re employed within five years.
This requires the provision of unemployment certificates and related information.
7. Go abroad to settle down.
Need to provide proof of exit and settlement.
8, the account moved out of the administrative region of this province.
This requires an immigration certificate.
9. Repay the principal and interest of the house purchase loan.
This requires the provision of housing loan contracts, usually to hedge repayment and sign relevant agreements.
10, pay the rent.
Need to provide proof of salary income and housing lease contract.
1 1. Migrant workers terminate labor relations with their units.
You can provide proof of household registration and proof of dissolution of labor relations.
12. Other circumstances specified by the Housing Provident Fund Management Center.
In addition, there will be some differences in the policies of withdrawing provident fund in different regions. Some areas are looser, but some areas will be more strictly managed. In order to ensure the smooth withdrawal of the provident fund, you can consult first and prepare the information as required.
Too many applications, and I am worried that my big data will lead to the failure of car loans and mortgages in the future. You can check your big data in Xiaoqi Credit Information to provide accurate information for debtors, people who apply for too many online loans, loan users and platform risk control personnel. You can quickly query all kinds of big data, such as arrears records, loan application times, credit reports, etc. , so that you can better understand your credit status.
Extended data:
How to repay the loan directly with the provident fund?
Provident funds can be used to repay the principal and interest of provident fund loans. Lenders can carry personal ID cards, mortgage contracts and other materials to the local provident fund center to handle offset business, or they can handle related business at the official WeChat account of the local provident fund center.
When the lender applies for provident fund to offset the mortgage, it needs to meet some conditions, such as the status of the provident fund account is normal, the balance of the provident fund account shall not be less than 6 times of the monthly repayment amount (subject to the requirements of the local provident fund center), and the lender has good credit and no bad credit records such as overdue.
When applying for offsetting the loan, you can choose the one-time repayment method, that is, withdraw the balance of the housing provident fund account from the entrusted bank once a year to offset the loan principal at one time.
You can also choose the monthly repayment method, that is, withdraw the corresponding amount from the provident fund account every month to repay the loan principal and interest of the current month, and the lender can choose according to its own actual situation.
After applying for provident fund loan, the lender needs to repay in full and on time according to the contract. If it is overdue, it may have a great impact on personal credit.