Yes, but there are conditions.

The house has been mortgaged once and is still being returned. A secondary mortgage is called a secondary mortgage. There are prerequisites:

1. The real estate license has been obtained.

2. The property has residual value after deducting the previous mortgage loan amount. If the previous mortgage loan amount is far less than the property value, for example, the property value is 6.5438+0 million, only 6.5438+0 million is mortgaged, and there are more than 900,000.

3. Secondary mortgage can only use the residual value as collateral value, and general bank loans will be discounted, such as 60% discount. You can only mortgage 90 times 0.6, which is 540 thousand.

4. In case of two mortgage, it is best to make additional mortgage loans in the same bank.

Second, the property has been mortgaged, can it be mortgaged again?

Real estate mortgage loan shall provide mortgaged real estate license, ID cards of both husband and wife, household registration book and marriage certificate [if single, it shall be issued at the place where they are registered]. Generally speaking, the real estate belongs to the real estate and must be owned by the local city, because it will need to go to the judicial and housing management bureau, and it can't be done in different places.

3. Can I get a loan from another bank after the real estate license is mortgaged?

There is an operation method. First, you apply for a letter of credit from another bank with a copy. After the application, you can repay the loan from CCB, change the real estate license, and immediately take it to a new credit bank to apply for a loan. If you can't borrow money, there is a special advance company, 3% at a time. Now many loans are operated in this way.

Fourth, can the real estate license be mortgaged again?

That's definitely impossible, because you have mortgaged the real estate license to the bank. How can you mortgage it? You can't get your mortgage certificate.