1, interest

Interest calculation formula: remaining unpaid principal * daily interest rate * days.

According to the information released by Anyihua official website, the annualized interest rate (simple interest) is 7.2%-24%, and it can be roughly calculated that the daily interest rate is between 0.02% and 0.066% (calculated by 360 days a year), so it is concluded that the interest of 10,000 yuan a day is between 2 yuan and 6.6 yuan.

2. Withdrawal fee

In addition to interest, there will be withdrawal fees and service fees for borrowing money from Anyihua. Among them, the collection rule of withdrawal fee is: the amount of a single loan * 1% (the maximum amount of a single loan is 30 yuan), so it is not difficult to draw a conclusion that the loan of 1 10,000 yuan will be charged a one-time fee from 30 yuan.

3. Service charge

Service fee calculation formula: remaining unpaid principal * daily service rate * days, in which the daily service rate is generally between 0.008 1%-0.005438+04%. It is concluded that the service charge of 1 1000 days is between 0.8 1 yuan -6. 14 yuan.

To sum up, the loan interest of Anyihua 1 10,000 days is 2-6.6 yuan, and the total cost of one day is 32.438+0-42.74 yuan. Remember, the withdrawal fee is charged according to the number of withdrawals, regardless of the number of days of borrowing. Usually, a loan is only calculated once. In addition, the daily interest rate is the result of automatic evaluation by the system according to the credit qualification of users. The better the user qualification, the lower the relative interest rate will be.