Special circumstances will also slow down the progress of loan review. For example, if the application falls on a holiday, some loan platforms will postpone the review time to working days.
During this period, the progress of the loan will always show that the loan is pending review, which means that the application has not been fully reviewed. The same time period will also affect the length of the review time, because not all materials on the loan platform are systematically reviewed, but there are also manual review steps. However, workers have working hours and will not work 24 hours. If you apply for a loan during the day, the review will be faster. If it's night and you need to wait for someone, start reviewing at work.
What do you mean by reviewing?
Loan pending approval means that the user's loan application is in the approval stage, and the user needs to wait patiently. Lending is an information display platform for financial products, and it does not participate in the lending matters of users and lending institutions. Users can contact the official customer service who has applied for a loan to understand the specific audit progress.
There are many loan products in the loan, such as: Jinyu wallet, Spider-Man, Phoenix flower, baby installment, cat payment and so on. Pending approval does not mean that the loan software rejected the user's loan application. If the loan software has rejected the user's loan application, it will display the approval failure on the page.
If the page shows pending review, the user needs to wait patiently for the loan software to review the user. Users need to provide true, effective and complete personal information when submitting loan applications, which will speed up the review. If the information provided by users is incomplete, it will slow down the audit speed.
When the user successfully applies for a loan from the bank, the relevant loan software will issue the loan to the account in a short time. Users should maintain good repayment habits when using loans, repay on time, and don't be overdue.
There are official customer service staff working around the clock. Users who encounter any problems in the loan can directly contact the official customer service staff of the loan and dictate the problems to the official customer service staff of the loan.
Did CCB show that the express loan needs to be reviewed, indicating that the loan has been made?
No, it's only in the approval stage, and the next payment can only be made after the approval is successful. If there is a bad credit record, the loan will be rejected.