Bank credit intermediary is reliable. Bank credit intermediary is a formal loan intermediary, and it is a cooperative relationship with banks, which is relatively reliable. It is aimed at small and micro enterprise customers and individuals. Many borrowers don't know much about products and loans, so they need an intermediary to introduce and facilitate transactions. The loan intermediary will undertake the bank's loan service and be responsible for customer marketing, data collection and simple evaluation, which greatly saves the bank's work energy.