1, aged over 18 years old (inclusive), and the sum of age and loan term at the time of applying for a loan shall not exceed 60 (inclusive);
2. Have a fixed residence in the countryside, be in good health, have full capacity for civil conduct and work, and hold valid identity documents;
3. According to the Measures for the Administration of Credit Rating of Rural Banks' Three Rural Customers, the credit rating results of customers are average or above; ?
4, should have a stable income and the ability to repay the loan principal and interest on schedule;
5. The production and operation activities of the following six items comply with national laws, regulations and industrial policies;
6, good conduct, no overdue loans when applying for loans;
7. Other conditions stipulated by the lender.