1-30 days or so. If you apply for an online credit loan, the lending time is generally faster, and you can get it on the same day at the earliest. If it is slow, it will arrive in a week. If it is a commercial loan from a bank, the lending speed is relatively slow, and it takes about one month from submitting the application to lending. Different types of loans, lending time is also different. The lending time of the loan is about 1-30 days.