Sanya is a holiday paradise in Hainan, with rich seascape resources. So more and more foreigners flock to Sanya to buy houses. But with the introduction of the purchase restriction policy, is it still a purchase restriction to buy a house in Sanya in 2022? According to the analysis of the latest purchase restriction policy in Sanya, explain the latest purchase restriction policy in Sanya.

1 .sanya 2022 limited purchase?

Since Hainan introduced the purchase restriction policy on April 22, 20 18, cities and counties have implemented strict purchase restriction policies. Sanya is no exception, and the global purchase restriction will continue to be implemented. 202 1, Sanya will continue to implement the purchase restriction. Foreigners who plan to buy a house in Sanya can settle down and buy an unlimited D house.

Let me talk about the purchase restriction policy first:

(1) Class I cities and counties (Haikou, Sanya, Qionghai): 1 Restricted families, the down payment ratio is not less than 70%, and the transfer is prohibited within 5 years from the date of obtaining the property right certificate. At least one family member has purchased a house in an area where personal income tax has accumulated for more than 60 months in our province, and provided proof of payment of personal income tax or social insurance for at least 60 months.

(2) Category II cities and counties (Wuzhishan, Baoting, Qiongzhong and Baisha): Commercial housing built in four cities and counties in the ecological core area of Wuzhishan, Baoting, Qiongzhong and Baisha can only be sold to families in this city (county). Foreigners can't buy it.

(3) Other cities and counties in the third category: proof that at least 70% of families and at least one family member have paid taxes or paid social insurance in our province. It is forbidden to transfer within 5 years from the date of obtaining the certificate of real estate ownership. At present, the conditions for talents to settle in Haikou are:

First, the academic staff (college degree or above)

Less than one year, full-time college degree, starting a business in this province or signing a labor contract for more than three years.

Weekly scientific calendar (including full-time undergraduate degree), starting a business in this province or signing a labor contract for more than three years.

Under one year of age, with a master's degree or above.

Under one year old, international students in "985 Project" universities, bachelor degree or above.

Two, there is no education, but there are special certificates.

Under one year of age, with intermediate or above professional titles or professional qualifications, the move-in contract for the establishment of enterprises in this province.

Hainan talent system:

First of all, it is a full-time university degree.

Haikou City is under 40 years old, including 0 years old and 40 years old. What you need to note is that full-time college degree, Sanya does not include full-time degree, Haikou includes full-time degree, which is also Haikou and Sanya.

Second, full-time undergraduate or full-time undergraduate.

Sea, of which 40 years old; Sanya City is under 40 years old, including 40

Third, the intermediate level is

That is, 12 or above occupational age limit: Haikou is under 55 years old, including 55 years old, and Sanya is under 40 years old, including 40 years old.

Leading and establishing scientific and technological enterprises in cities and counties, and creating

Provincial-level enterprise household registration innovation and entrepreneurship talents who play a leading role in the development of local industries can settle down.

Only those with educational background or above can settle down.

Full-time bachelor degree or above, and the graduation time to the date of applying for settlement shall not exceed 3 years.

The first to settle down

Working in the same employer in our city for 1 year, and signing a labor contract with the employer for more than 3 years, which is in line with the need to introduce talents and special talents urgently needed for economic development in cities and counties. Second, Sanya's purchase restriction policy

The housing purchase restriction policy in Sanya is as follows: 1. Within the scope of this city (district), non-registered families in this province are restricted to purchase 1 house. 2. Within the city (district), the sale of existing houses 1 set and above in Hainan is suspended. 3. For non-registered families who have no houses in Hainan, the shantytown renovation project is not included in the downtown area of this city, that is, Fenghuang Road and Hongsha Tunnel in the east, Yuya Road and Haidao in the south, Sanya Bay Road in the west and Jinjiling Road in the north. The purpose of purchase restriction is as follows: 1, reducing purchasing power. In fact, restricting the purchase of houses is mainly to restrict people with economic strength to buy houses. This can reduce the strong purchasing power of the property market, and then stabilize the housing prices of a city, so that the housing prices that have risen too fast can return to health and stability. 2. Adjust the property market. If we look at the emergence of the purchase restriction policy from a long-term perspective, we must adjust the real estate market in China. Although the real estate market is still very heavy, it is still a pillar industry in China and still fetters our economy. But we need to make long-term considerations through such policies, so that the real estate market can truly return to healthy and stable development. The house is for living, not for speculation. Legal basis: Article 2 of the Notice of the State Council on Resolutely Curbing the Excessive Rise of Housing Prices in Some Cities implements a stricter differentiated housing credit policy. For families (including borrowers, spouses and minor children, the same below) who purchase the first self-occupied housing with a construction area of over 90 square meters in Xing Tao, the down payment ratio of the loan shall not be less than 30%; For families who borrow money to buy a second home, the down payment ratio of the loan shall not be less than 50%, and the loan interest rate shall not be less than 1. 1 times of the benchmark interest rate; For the purchase of the third and above houses with loans, the down payment ratio and loan interest rate shall be substantially increased, which shall be determined independently by commercial banks according to the principle of risk management.

3. Hainan Sanya housing purchase policy?

1, has been social security in Sanya for more than one year (at least 13 months, and must be insured when transferring), or has paid personal income tax for more than one year (at least 13 months);

2. If there is no housing loan in the whole country and no real estate in Sanya, you can buy a property and enjoy the preferential policies for the first home loan (such as the downward adjustment of the bank loan interest rate of the first home loan10%); 3. There is a property in the field, but there is no property in Sanya (the homestead is not included in the number of sets). Both commercial loans and provident fund loans can enjoy the first set of 30% loans and 70% loans, but the deed tax is still calculated according to two sets, and 3% deed tax cannot be reduced; If you have a housing loan in China and no real estate in Sanya, you can buy real estate, but the down payment is at least 60%, and the deed tax cannot be reduced. 4. Have a stable job and income, and the total monthly income of the family is more than twice the monthly payment;

Fourthly, an overview of the purchase restriction policy of Sanya property market.

Don't understand = =!