Legal analysis: Yes, the mortgage of real estate license has nothing to do with the age of the owner. Faster mortgage: (1) Pre-sale contract for house purchase; (2) signing a house purchase loan contract with the bank; (3) Copy of the house purchase prepayment receipt (original inspection); (4) A copy of the marriage certificate of husband and wife (original inspection), a certificate issued by the civil affairs department where the household registration is located.

Legal basis: Article 11 of the Interim Measures for the Administration of Personal Loans shall meet the following conditions: (1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender.