Legal analysis: the intermediary has the obligation to help the loan, and part of your intermediary fee is used to handle the loan. I think there must be a division of responsibilities in your contract, for example, the loan cannot arrive on time due to Party A's uncooperative reasons, or the loan cannot arrive on time due to Party B's own reasons. In this case, it is your responsibility not to apply for a loan, but at the same time, it is reasonable for you to request to change the bank that handles the loan, and the intermediary should not refuse.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 961 An intermediary contract is a contract in which the intermediary reports to the client the opportunity to conclude a contract or provides media services for concluding a contract, and the client pays the remuneration.

Article 962 The broker shall truthfully report to the client the matters related to the conclusion of the contract.

If the broker intentionally conceals important facts related to the conclusion of the contract or provides false information, which harms the interests of the client, he shall not ask for payment of remuneration and shall be liable for compensation.