What are the cheap and safe houses in Xi 'an?
A 23-story high-rise building organized by Group 5 of Beishanmen Village in the southern suburbs of Xi is called the best house on the Internet. It is understood that this 23-story high-rise building was built by local farmers in three years, which can be said to stand out from the crowd compared with the average farmer's house with only three or four floors in the village.
The best cowshed is located in Beishanmen Village, the southern suburb of Xi, Shaanxi Province, and was built by villagers.
There are 23-story high-rise buildings everywhere, but it is quite rare to nest in a village in the city and be built by villagers with funds. This 23-story building, organized by Group 5 of Beishanmen Village in the southern suburbs of Xi, is called the best house by the Internet. Although there was no relevant approval procedure, it was completed in less than one month. The organizer said that the 23-story high-rise building was built to solve the housing problem of villagers.
How much is the down payment for buying a house?
1. specifies the down payment algorithm for the first new house. According to national regulations, as long as it is the first house, the down payment cannot be less than 30% of the total house price. For example, if you want to buy a house of 1 10,000, then your down payment should be at least 1 10,000 * 30% = 300,000.
2. The down payment can be calculated according to the loan amount. Although there are regulations, it can only take 30% of the total house price. There is a loan problem. Take the above-mentioned house with a total house price of 6,543,800 yuan as an example. If the provident fund loan is adopted, both husband and wife can borrow up to 450,000 yuan, then the remaining house price must be paid down, that is, 6,543,800 yuan-450,000 yuan = 550,000 yuan, that is, the down payment is 550,000 yuan. If you use a commercial loan, you need to examine your family income and repayment ability to see how much you can borrow. The total house price minus the loan amount is also the down payment.
3. Buying a second suite has a large down payment, all of which are the algorithms for the first suite. When buying a second suite (family as a unit), the down payment ratio of the loan shall not be less than 50%. For example, for a house with a total house price of 6,543.8+0,000 yuan, the down payment shall be at least 6,543.8+0,000 yuan * 50% = 500,000 yuan.
4. The down payment for buying a second-hand house depends on negotiation. When buying a new house, the down payment is calculated according to the proportion and loan amount. If you buy a second-hand house, you need to negotiate the down payment with the owner, as long as it is not lower than the down payment ratio (30%).