1. Self-service repayment: the borrower can repay through online banking, mobile banking or self-service terminal. Within the specified repayment time, the borrower logs into the relevant channels, selects the repayment function, inputs the repayment amount and confirms the completion of repayment.
2. Bank Counter Repayment: The borrower can bring the loan contract and valid identity documents to any postal savings bank counter for repayment. The staff will check the records and provide the corresponding repayment vouchers.
3. Remittance repayment: The borrower can use other bank accounts for remittance repayment. The borrower shall remit the repayment amount to the designated repayment account, and indicate the relevant information of the borrower in the postscript, such as the loan contract number and name.
4. Automatic Deduction Repayment: The borrower can sign an entrusted deduction agreement with the Postal Savings Bank, authorizing the bank to automatically deduct repayment from its designated bank account on schedule.
It should be noted that the borrower should ensure that the repayment is made according to the repayment date and amount agreed in the contract, so as to avoid overdue penalty interest and bad credit records. In addition, if the borrower encounters difficulties and cannot repay the loan on time, it is recommended to contact the Postal Savings Bank in time to seek a solution through consultation.
Summary: The online loan repayment methods of Postal Savings Bank include self-service, bank counter repayment, remittance repayment and automatic deduction repayment. The borrower shall ensure that the repayment date and amount agreed in this contract are observed, and contact the bank in time when encountering difficulties.