If your mobile phone receives the news that the loan is successful, congratulations, you have successfully passed the approval of the lending institution, so what should you do next? In fact, different loan methods and channels have different processes. Let's briefly introduce the relevant content today, and users who need it can refer to it.

1. Once the loan contract is approved, the lending institution will inform you to sign the loan contract. Everyone must pay attention to the details to see whether the loan type, loan purpose, amount, interest rate, loan term, repayment method, rights and obligations of both borrowers and borrowers, liability for breach of contract and other matters that both parties think need to be agreed upon are correct. A guaranteed loan shall be signed by the guarantor and the lender, and the mortgage loan, mortgage contract and pledge contract shall be registered according to law. Online loans and mobile phone loans have signed electronic contracts at the time of application, just waiting for the money to arrive. Second, the loan issuance time of different loan products is uncertain, which is subject to the notice of the institution. You can also check the original contract, and the institution must issue the loan on time in accordance with the provisions of the loan contract. After the examination and approval, the bank handling personnel shall verify that it is correct, and send it to the accounting department after being signed by the person in charge of the credit department or the competent president, and transfer the loan to the borrower's account. If the account fails to arrive after the agreed time, the other party may be required to pay liquidated damages according to the contract. 3. Post-loan management After the loan is issued, the lending institution will also pay attention to the borrower's repayment situation, and even the bank will check your credit report and leave a record of post-loan management. Some institutions need borrowers to upload loan use certificates from time to time.

2. The contract number of provident fund loan is already available. Why do you want to review it?

The contract number of provident fund loan is already available, which means that it is still being audited because the banking business is busy or the second audit is under way.

There are two reasons for the next unpaid payment: 1. The entrusted bank loan funds are tight, the business is busy, and the lender is late. In this regard, customers do not have to worry too much. Since the approval has been passed, the funds have been approved. Just wait patiently. After the amount is sufficient, the funds should be paid immediately. 2. The second audit was conducted before the loan was issued. During the audit, it was found that there was something wrong with the customer's latest credit information, which affected the subsequent loan funds.

3. How long can I get the loan after signing the house purchase contract?

Hello! Bank mortgage can't be handled until you get the purchase contract. After signing the contract, the developer will report the contract to the local housing management department for approval and filing, and the owner can get it after approval and filing. Bank mortgage can only be carried out after the contract is filed. Banks only recognize contracts approved by the housing management department, and only such contracts can be used as loans.