1, business requirements: An enterprise may need to borrow money due to insufficient funds during its operation.

2. Investment income: Enterprises can obtain investment income by borrowing.

3. Accelerate development: Enterprises can accelerate development by borrowing money.

4. Anti-risk: Enterprises can resist risks and reduce losses by borrowing.

Liquidity refers to the liquidity of an enterprise. Liquidity is the manifestation of current assets, that is, the total assets that an enterprise can realize or consume in one year or more in a production cycle.