The total amount of the loan is 100,000, assuming an annual interest rate of 3.25%. The loan period is 5 years.

Years: The monthly repayment amount of principal and interest using the equal principal and interest method is: 1,808 yuan. The total repayment amount is: < /p>

108,480 yuan, ***interest payable:

8,480 yuan. The first month’s interest payment is: 270.83, the first month’s principal payment is: 1537.17; the second month’s interest payment is: 266.67, the second month’s principal payment is: 1541.33