The professional level evaluation of banking professionals is divided into three qualification levels: primary, intermediate and advanced. At present, the primary or intermediate certificates of banking professionals are obtained through personal finance, risk management, corporate credit, personal loans, banking management and other related professional categories under the subjects of banking laws and regulations, comprehensive ability and banking professional practice. The evaluation method of advanced vocational qualification will be further improved after the association communicates with Ministry of Human Resources and Social Security.

The examination and certification system consists of four basic links: qualification standard, examination system, qualification examination and continuing education. The examination subjects are public foundation, personal finance, risk management, personal loan and corporate credit, among which public foundation is the basic subject and the rest are professional subjects. Candidates can choose any subject to enter the exam. According to China's "Measures for the Administration of Qualification Examination Certificates for Banking Practitioners", passing the "public * * * basic" examination and obtaining the certificate is a necessary prerequisite for obtaining the professional certificate.