It is easy to get a loan if you meet the loan conditions: the applicant is a legal adult citizen of People's Republic of China (PRC); Have a stable address and; Have a stable income; No bad credit record, etc. If my credit qualification is very good, it usually takes 1~3 days to pass.

Because the e-loan of rural commercial banks is automatically approved by the system, when the borrower submits the loan demand to the bank, the system will quickly review the personal information of the applicant.