After getting the marriage certificate, I asked for the real estate license. Because of the needs of the Housing Authority, I asked both husband and wife to issue a certificate. Does this situation belong to the same property? The name of the house loan is the man's and the down payment is made by the man. When I got the marriage certificate, the mortgage had not been settled. Does this belong to the same property of both parties? My husband can only apply for a house mortgage loan with our marriage certificate now. From: Qiaoqu, Suzhou, Anhui, I would like to ask if this house can be counted as his personal pre-marital property. And his house, the real estate license has not been done yet, and the marriage certificate is done under the loan conditions, which belongs to personal property and is compensated after marriage. Sure, can I get a marriage certificate after the loan? The provident fund of loan marriage certificate is the provident fund and portfolio loan of Shang Dynasty. At that time, the IOU was a single certificate. So far, the bank has not given an answer. By * *, there is 1 page reply post: 17.
Second, does it matter if the personal loan is not approved and the marriage certificate is not received?
See what stage the loan approval process has reached? If the credit information has been reviewed, the risk control has been released, and only the last step of lending is needed, then it is personal debt before marriage; If you have not reviewed the credit information and have obtained a marriage certificate, you must check the credit information of both husband and wife. If the other party's credit information fails, the risk control will not be released and the loan will not be successful; In this case, if you conceal the fact that you are married, you are suspected of defrauding loans; If the credit information of both husband and wife can be audited, this loan should be regarded as the same debt of married couples. I hope I can help you.
3. Can I get a certificate if the loan hasn't come down yet?
If you don't receive the loan, you can't get the certificate. You can't get it until the loan is done.
4. Excuse me: Does it matter if the personal loan is not approved and the marriage certificate is not received?
It has no effect on getting a marriage certificate!
The so-called influence should be that the part of repayment after marriage is the joint property of husband and wife!