No.

You cannot directly remove one person's name from the house in the loan. If you want to remove one person's name, you should first settle the bank loan and then go to the Housing Authority to change the name. The loan has not been repaid and the property is mortgaged to the bank and does not belong to you for the time being. You do not have the right to change the name of the property owner. It is necessary to pay off the loan, obtain the real estate certificate and unzip it, and cancel other rights certificates before you can go through the procedure of removing the name of one party on the real estate certificate. If you are a couple, you do not need to pay taxes. If you are not a couple, you need to transfer the share of the property in the name of one party to the other party by buying, selling or donating it to the other party. Relevant taxes and fees need to be paid.