(a) retirement;
(two) completely lose the ability to work, and terminate the labor relationship with the unit;
(three) to leave the country or to settle in Hongkong, Macao and Taiwan Province;
(four) the purchase, construction, renovation and overhaul of owner-occupied housing with ownership;
(five) to repay the loan principal and interest for the purchase of personal occupied housing;
(six) the monthly rent of the rented house exceeds the monthly salary of the family 15%;
(seven) agricultural registered permanent residence employees whose household registration is in the administrative area of Dalian, who have paid the housing provident fund and terminated the labor (personnel) relationship with the unit.
In line with the provisions of items (1), (2), (3) and (7) of the preceding paragraph, the account shall be cancelled at the same time.
Workers in any of the following circumstances, with the consent of the audit, can withdraw the housing provident fund:
(a) hosting workers enjoy the minimum living allowance for urban residents;
(two) due to one of the following reasons, causing serious difficulties in family life:
1, male employees are over 50 years old or female employees are over 45 years old, and they have not been re-employed for more than two years after terminating their labor (personnel) relationship with the unit;
2. Partial loss of working ability;
3. Encounter the following emergencies:
(1) suffering from major diseases listed in the Interim Measures for Medical Assistance for Major Diseases of Poor Residents in Dalian;
(two) due to traffic accidents, medical accidents, industrial accidents, product quality accidents or other personal injury accidents;
(3) The legitimate rights and interests have been seriously damaged because of being courageous or protecting social public interests;
(4) Life is difficult due to force majeure such as natural disasters, and people are receiving social relief or their family life is unsustainable;
(5) The monthly per capita income of the family is lower than the lower wage standard announced by the municipal government, and the children of the family cannot attend full-time colleges and universities with nationally recognized academic qualifications in the enrollment plans of the national, provincial (autonomous region) and municipal education authorities and planning departments.
Withdrawal time of Dalian provident fund
(a) extraction time interval:
1. Buying a house with a commercial loan: During the loan period and before paying off the principal and interest of the loan, you can withdraw the housing provident fund several times, and the interval between each withdrawal should be more than one year (365 days).
2. Portfolio loan: the withdrawal time is within one month after the provident fund loan is issued. After this time period, neither the borrower nor his spouse can withdraw cash from the provident fund.
3. Buying a house in a different place: During the loan period and before paying off the principal and interest of the loan, the borrower and his spouse can withdraw the housing provident fund several times, and the time interval between each withdrawal should be more than one year.
4. Apply for provident fund loan: the withdrawal time is within one month after the provident fund loan is issued.
(II) Time of receipt: After the relevant business is completed, the cash can be withdrawn within 3 working days after approval.
Extended data:
Dalian provident fund withdrawal process
Workers to withdraw housing provident fund, should be handled according to the following procedures:
(a) complete and accurate "housing provident fund withdrawal application form" and sign it. After verifying the relevant documents, the unit shall affix its official seal or reserve its seal (except for the entrusted employees).
(two) employees to the "housing provident fund withdrawal application form" and the provisions of article twelfth of the relevant documents to the core office area to extract housing provident fund.
(3) After withdrawal, the employee will submit the withdrawal receipt issued by the core to the company for bookkeeping.
In line with the cancellation conditions, it is necessary to fill out the "Application Form for Cancellation of Housing Provident Fund" with reference to the procedures specified in the preceding paragraph.
Employees who withdraw housing provident fund in accordance with the provisions of Article 13 shall sign an entrusted transfer repayment agreement after being approved by the core office of housing provident fund management.
The employee's withdrawal of housing provident fund shall be handled by himself or his spouse. If it is extracted by the spouse's agent, the identity certificate of the agent, marriage certificate, household registration book and other documents that prove the relationship between the agent and the extractor and their copies are also required.
Dalian provident fund withdrawal quota
1. house purchase: the withdrawal amount shall not exceed the total house price.
2. Rent a house:
(1) If public houses and public houses are rented, they shall be fully extracted according to the actual rental expenditure of the year.
(2) For renting commercial housing, the maximum annual withdrawal amount is14,400 yuan.
3. Self-occupied housing construction, renovation and overhaul: the withdrawal amount shall not exceed the shared cost of housing construction, renovation and overhaul.
4. Children from poor families go to college: the withdrawal amount shall not exceed the total amount of tuition and accommodation fees for this academic year;
5. Loan repayment: the amount of each withdrawal shall not exceed the loan principal and interest payable in the current year;
6. Partial or total loss of working ability and difficulty in living: the annual withdrawal amount of myself and my spouse shall not exceed the current monthly minimum wage standard ×12; If it is not withdrawn in the previous year, the withdrawal amount will not be calculated cumulatively.
7. Enjoy the minimum living allowance: the amount of each withdrawal shall not exceed the current monthly minimum wage ×12; If it is not withdrawn in the previous year, the withdrawal amount will not be calculated cumulatively.
8. Other emergencies: In case of other emergencies, the withdrawal amount shall be determined by the provident fund center according to the actual situation.
References:
Dalian Housing Provident Fund Management Center _ Housing Provident Fund Extraction