To apply for a loan, you only need to provide a family business loan with a family ID card and a household registration book. According to the account manager of Shang Qi Bank, the main funds of farmers, merchants and small and micro enterprises are short, frequent and urgent. In order to shorten the waiting time of customers as much as possible, the application materials for family business loans are relatively simple. Lenders only need to provide their own and spouse's ID cards, household registration books, marriage certificates, guarantor's ID cards, business licenses of borrowers and other legal business materials to apply for loans.