Model power of attorney for individual housing loan

Entrusting party: _ _ _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as Party A) ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Party A voluntarily entrusts the house located in _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as the house) to Party B to assist in handling the personal housing loan, and guarantees that the information provided is true and effective. Clear property rights, no disputes, no disputes and no mortgage.

Basic information of the house: Property: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Party A entrusts Party B to handle the loan in the form of _ _ _ _ _ _. The loan amount applied by Party A is RMB _ _ _ _ _ _ _ ten thousand yuan (in words), and the loan term is _ _ _ _ _ _ _. (The loan amount and loan term are subject to the final approval of the bank)

Loan agreement:

I. Responsibilities of both parties Party A's responsibilities:

1. Party A voluntarily entrusts Party B to provide _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _, and voluntarily entrusts Party B to the appraisal company designated by the loan bank to appraise the house.

2. Party A guarantees that all the information and certificates provided are true, reliable, legal and effective. If the loan bank, Housing Authority and other relevant departments investigate that the materials and certificates provided by them are untrue or the loan is unsuccessful due to insufficient credit, Party A shall bear the corresponding responsibilities and economic losses, and the service fee charged by Party B will not be refunded.

3. Party A shall go through the loan formalities at the designated bank on time as agreed, otherwise, Party A shall bear the responsibility of extending the loan.

4. Party A shall pay the entrusted service fee to Party B as agreed.

5. Party A needs to pay other expenses required by the bank according to regulations, such as insurance premium or guarantee fee. In the process of handling the loan, if Party A encounters the adjustment of bank policy, Party A shall implement it according to the adjusted policy.

6. For economic disputes caused by Party A's provision of false information or untrue transactions, Party B has the right to pursue its legal responsibilities and demand compensation according to the seriousness of the case.

7. Party A must strictly fulfill this power of attorney and the Personal Housing Mortgage Loan Contract signed with the bank.

8. Party A shall assist Party B in handling relevant formalities such as property right transfer, bank loan and mortgage registration. If the above procedures cannot be handled smoothly due to Party A's reasons, Party A shall bear the responsibilities.

9. If this agreement cannot be effectively, timely and continuously performed due to Party A's reasons, all expenses and losses arising from handling the house loan shall be borne by Party A, and the entrusted service fee charged by Party B shall not be refunded.

Party B's responsibilities:

1. Party B shall properly keep all kinds of materials and personal information provided by Party A. If it is lost, Party B will bear corresponding responsibilities.

2. Party B shall not maliciously use all kinds of materials and personal information provided by Party A, if any, Party B will bear corresponding legal responsibilities.

3. If this contract cannot be performed effectively, on time and continuously due to Party B's reasons, Party B will refund the entrusted service fee.

4. Party B shall strictly perform this power of attorney and assist Party A in handling the housing loan.

(In case of force majeure or government policy adjustment, which makes it impossible to continue or unnecessary to perform, this power of attorney will be automatically dissolved, and both parties will not be liable for breach of contract. )

II. Agreement on entrustment fee

1. Party A shall: before _ _ _ _ _ _ _ _ _ _ _ _ (If Party A needs Party B to make an advance payment for it, Party B will charge _ _ _% of the advance payment amount of Party A, and Party A will pay the entrusted service fee to Party B when signing this power of attorney.

2. Party A shall pay the appraisal fee (_ _% of the total house price) to Party B before _ _ _ _ _ _ _ _ _ _, and provide all kinds of relevant certificates and vouchers. The remaining entrusted service fee (_ _% of the actual loan amount) shall be paid to Party B within three days after the house acceptance.

Three. Other agreed matters or supplements _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Party B shall sign it after examination and approval.

Signature (seal) of Party B: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Date of signing this contract: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Model letter of authorization for the company to handle loans.

Client: _ _ _ _ _ _ _ _, female, born on _ _ _ _ _ _ _ _ _.

Client: _ _ _ _ _ _ _ _, female, born on _ _ _ _ _ _ _ _ _.

Trustee: _ _ _ _ _ _, female, born on _ _ _ _ _ _ _.

I (we) have a _ _ _ _ _ relationship with the trustee. I (we) want to buy a house located in _ _ _ _ _ _ _ _ _

1. Purchase the above-mentioned house on behalf of the developer, sign the sales contract of the above-mentioned house and relevant annexes and agreements, and pay the down payment and related expenses on behalf of the developer.

2. Apply for a personal loan from a bank, sign a loan contract and other legal documents with the bank, notarize the loan contract, power of attorney and other legal documents (if there are enforcement clauses in the contract, I (we) are willing to notarize with enforcement effect), and provide my (our) relevant materials to the bank and notary office.

Three. Sign contracts and other legal documents related to personal loans with guarantee companies on their behalf, and handle all related matters such as payment of fees.

4. Open a savings card in the bank in my (our) name as the entrusted deduction account for this loan.

Verb (abbreviation of verb) signs the application for entrusting the bank to inquire about my (our) credit records in the basic database of personal credit information of China People's Bank.

6. Handle the advance notice registration, mortgage advance notice registration and mortgage registration of the above-mentioned houses on behalf of them, and obtain relevant supporting documents.

7. Handle and obtain the house ownership certificate and the state-owned land use right certificate of the above-mentioned houses.

Eight, on behalf of the relevant administrative departments to inquire about housing registration records and receive relevant documents.

Sign all documents required to handle the above matters.

The client recognizes the documents signed by the trustee and all expenses incurred within the scope of handling the above entrusted matters, and agrees to bear them.

Term of entrustment: until the above entrusted matters are handled. The trustee has the power of entrustment.

Customer:

X year x month x day