Current location - Loan Platform Complete Network - Bank loan - How to take out the housing provident fund when the staff of Panxian public institutions resign?
How to take out the housing provident fund when the staff of Panxian public institutions resign?
People in public institutions can refund their money if they resign, but there are certain conditions. After resigning, the unit will first issue an application to handle the formalities of sealing and hosting your provident fund (hosting your provident fund account in the provident fund management center). After the account is sealed or managed.

1, local hukou, ID card, male 45 years old, female 40 years old, can withdraw the provident fund based on the information related to resignation or termination of the labor contract, and under the above age, can withdraw the provident fund based on the information related to house purchase.

2. If you have a registered permanent residence or an identity card in a different place, you can directly cancel the withdrawal of the provident fund account with the relevant information of resignation or termination of the labor contract. You can withdraw the provident fund from buying a house before resigning.

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of the preceding paragraph (two), (three) and (four), the employee housing provident fund shall be cancelled at the same time.

Housing provident fund account. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.

If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.