The bank loan interest rate is comprehensively evaluated according to the credit situation of the loan, and the loan interest rate level is determined according to the credit situation, collateral and national policy (whether it is the first suite). If all aspects are evaluated well, the mortgage interest rates implemented by different banks are different. 20 1 1 Due to the shortage of funds and other reasons, the interest rate of the first home loan of some banks is 1. 1 times the benchmark interest rate. From 20 12, the bank adjusted the interest rate of the first suite to the benchmark interest rate. The current benchmark interest rate was adjusted and implemented on July 7, 20 1 1 year. The interest rate for more than five years is 7.05%, and the monthly interest rate is 7.05%/ 12.

Monthly payment is 336,000 yuan15 (180 months):

336000 * 7.05%/ 12 * ( 1+7.05%/ 12) 180/[( 1+7.05%/ 12) 6544.

Description: 180 is 180 times.