1. You can contact the customer service department of Ping An Bank or the lending institution for reasons of visa refusal.
2. Measures can be taken to improve credit records and financial status, such as paying off credit card bills on time, reducing debts, increasing stable income, etc., so as to improve the success rate of loan application.
3. You can find other loan channels, such as car owners' loan products from other banks or financial institutions. Different institutions have different examination and approval standards and requirements, so we can consider comparative application.
4. You can seek the help of professional financial consulting or credit consultants.