These are legitimate and conscientious companies. The next 50,000 yuan will charge you 1 10,000 to 20,000 yuan at most, and there are thousands of insurance premiums. The loan period is only 6,543,800 yuan in two or three years, which is a good platform. Awesome, and ask what you owe, ah bah! People who fail to pay their debts are defined as terrorist activities because they disrupt social order in an organized and purposeful way. I personally suggest that everything should be borrowed from online loans and small loans. After at least three years, the death penalty will be suspended and the motherland will be prosperous.

Second, what should I do if I owe a dozen online loans for one or two thousand yuan?

I hope I can help you get a loan from China Construction Bank. If your problem is solved, please adopt it. Thank you for not borrowing it. Will anyone who can borrow money be willing to borrow online loans?

3. What should I do if I can't repay the loan of 20,000 yuan?

1. Confess to your family and ask for their help. This applies to people whose families have certain economic conditions. If the amount owed is not large, they can ask their families for help as soon as possible. Don't be ashamed or afraid to confess. You should know that this kind of thing can't be put off, and finally the snowball gets bigger and bigger. Don't wait until parents can't bear it. There is no way out. After the confession, negotiate with the platform and strive to only repay the principal or get relief. Basically, the platform will have various policies to achieve the purpose of relief. 2. Get credit reports on microprograms such as innocent data, sort out your debts, and find out how much you owe. If you don't owe much, and your credit is good, you can apply for a large loan in installments and pay it off in full, and you can also negotiate with the platform for relief during the repayment process. If you choose to do this, you must ensure that this large loan can be paid off in full, otherwise you must not borrow it. In addition, you must choose this scheme when you have a fixed income, and your income can repay this large loan every month. Otherwise, it will only increase your debt and get you deeper and deeper. 3. In fact, borrowers who want to go ashore are basically people who can't borrow money, because all the platforms that can be borrowed are borrowed, and they really can't borrow money. Unable to help repay the loan at home, I was looking forward to going ashore. So is it possible for these people to go ashore? Yes This is also the fastest way, that is, forced landing. What is a forced landing? That is, if you choose not to repay all the loans, don't care about your face at this time, and don't be entangled because you are afraid of being exposed in the address book. Think about it, in your current state, isn't it a matter of time before the address book is exposed? It's just that the time is different and the result is the same. So if you choose compulsory earlier, you can go ashore earlier or get yourself out as soon as possible.

Fourth, what should I do if I owe more than a dozen online loans for one or two thousand yuan?

It is suggested to repay the arrears as soon as possible, which will lead to serious overdue:

First, bear high overdue fees.

For overdue fees, different online lending platforms have different names and different charging standards. Whether it is called overdue penalty interest, overdue management or other various names, the charging standard is very high. Therefore, those who have the ability to repay on time should never be overdue.

Second, undertake the fancy collection of the platform.

The collection is generally divided into three stages: the first stage, just a few days after the overdue, the platform customer service mm will gently remind you that it is overdue, please repay it on time; In the second stage, if it is overdue for a long time, the platform customer service will seriously warn that the threat of overdue will face serious consequences; In the third stage, it was overdue for a long time, and the platform stopped trying to convince the other party and began to take practical actions.

There are many practical actions, such as: the platform pushes your arrears information to your relatives and friends, which makes you lose face in the circle of friends; The platform arranges special collection personnel to collect money at home and communicate face to face to collect accounts. Of course, these are still relatively mild. Some platforms outsource collection, and special collection companies collect them. The collection company "violent collection" that broke out some time ago believes that borrowers are not willing to encounter it.

Third, the People's Bank of China is tainted.

At present, most online lending platforms have not been connected to PBOC's credit information system, but it has become an inevitable trend to connect to PBOC's credit information system. In the future, if the online lending platform fails to repay the loan within the time limit, it will be recorded in the credit information system of the People's Bank of China, just like bank loans and credit cards that are overdue, causing credit stains. If the previous consequence is only losing face, then the stain of credit information will affect real life, and there is no way to borrow money if you want to buy a house, no way to mortgage if you want to buy a car, and so on.

Fourth, the defendant went to court.

After the loan is overdue for a long time or deliberately not repaid, the amount exceeds 2000, which can already constitute a crime and is in danger of being sued by the online lending platform. Once the online lending platform wins the case, the borrower not only has to pay the money that needs to be repaid, but also pays the litigation costs and huge fines of both parties, and even faces jail time.