Ping An Pratt & Whitney is the general name of the joint venture company of China Ping An Insurance (Group) Co., Ltd., which is engaged in financing guarantee, financing consultation, microfinance and other businesses. Assist small and micro business owners, individual industrial and commercial households and ordinary wage earners to obtain professional loan services, and help China's real economy develop.

Ping An Pratt & Whitney focuses on providing loan services to small and micro business owners and individual industrial and commercial households in inclusive finance. 90% of small and micro customers are "1050" (small and micro enterprises and individual industrial and commercial households with annual income below10 million and employees below 50).

After years of rapid development, Ping An Pratt & Whitney has grown into a professional model in terms of comprehensive strength and corporate governance.

Excellent international management team and rich experience in credit business management; Through innovative credit technologies such as face recognition, micro-expression, artificial intelligence technology and anti-fraud scanning, the risk management and control ability has been continuously improved, and the steady and leading risk management ability has also continuously optimized the asset risk performance; Diversified loan scheme provides customized services for borrowers and high-quality loan choices for the general public.

At the same time, the online application process and offline consulting services continuously improve the service experience. At present, Ping An's inclusive business covers more than 300 cities in China. The remote team with over 7,000 people online provides 7×24 hours of professional consulting services, and has strong external business collaboration ability to build a loan ecosystem. It has served more than 1 1 10,000 customers and helped them obtain loans of more than 1 100 million yuan.

Ping An Pratt & Whitney will continue to adhere to the four driving forces of customer inclusion, product inclusion, channel inclusion and social inclusion, and practice inclusive finance with the brand concept of "responsible finance and inclusive lending".

The above contents refer to Baidu Encyclopedia Ping An Pratt & Whitney.