But the man you contacted was a liar and an impostor, Gui Li.
Please note that many Gui Li fake online guarantees and cheat in the name of microfinance companies.
1. Using the company's name to publish information and sign contracts, and using personal bank accounts (so-called legal persons, managers and financial personnel) as accounts for collection and charging, this is definitely fraud.
2. It must be fraud to ask for money from your card for reasons such as verifying the financial strength (repayment ability).