First, it is forbidden to take advantage of his position to ask for bribes from cooperative units or illegally accept marketing rewards and expenses;

2. It is strictly forbidden to participate in illegal fund-raising, illegal business operations and private lending activities (including acting as a money broker and conducting improper capital transactions with customers or interested parties);

Three. It is strictly forbidden to publicize or illegally sell all kinds of wealth management products without the approval of banks;

Four, it is strictly prohibited to resort to deceit to issue loans, to give up, cancel, change collateral, unfreeze and release deposits, and deliberately lose the legal limitation of recourse for creditor's rights;

Five, it is strictly prohibited to go beyond the authorization and authority, directly or in disguised form to provide customers with credit, loans and guarantees;

6. It is strictly forbidden to dispose of non-performing assets in violation of regulations, transfer benefits or help to related parties, and assist enterprises to evade debts;

Seven, it is strictly prohibited to carry out off-balance sheet business activities such as deposits and loans, borrowing funds;

Eight, it is forbidden to set up a small vault;

Nine, it is strictly forbidden to misappropriate bank and customer funds;

Ten, it is strictly prohibited to disclose our business secrets and important customer information.

Legal basis: People's Republic of China (PRC) Commercial Bank Law.

Article 33 Commercial banks shall guarantee the payment of the principal and interest of deposits, and shall not delay or refuse to pay the principal and interest of deposits.

Forty-third commercial banks are not allowed to engage in trust investment and stock business within the territory of People's Republic of China (PRC), and they are not allowed to invest in non-self-use real estate.

Commercial banks are not allowed to invest in non-bank financial institutions and enterprises in People's Republic of China (PRC). Before the implementation of this Law, commercial banks have invested in non-bank financial institutions and enterprises, and the implementation measures shall be formulated separately by the State Council.

Article 44 Commercial banks should handle cash bills, acceptance bills, remittance bills and entrusted collection bills. Within the prescribed time limit, the receipts and payments shall be recorded, and tickets shall not be illegally held, held or refunded. The time limit for recording cash, income and expenditure should be published.

Article 45 The issuance of financial bonds or borrowing from abroad by commercial banks shall be approved in accordance with the provisions of laws and administrative regulations.

Article 46 Inter-bank lending shall comply with the time limit stipulated by the People's Bank of China, which shall not exceed four months at the longest. It is forbidden to use borrowed funds to issue fixed assets loans or make investments.

Article 47 Commercial banks shall not raise or lower interest rates in violation of regulations or use other improper means to absorb deposits and issue loans.

Article 48 Enterprises and institutions may independently choose a business place of a commercial bank to open a basic deposit account for daily transfer settlement and cash receipt and payment, and may not open more than two basic deposit account.

No unit or individual may open an account in the name of an individual to store its own funds.

Article 52 The staff of a commercial bank shall abide by laws, administrative regulations and other business management provisions, and shall not commit any of the following acts:

(a) taking advantage of his position to ask for or accept bribes, or accepting kickbacks or service fees in various names in violation of state regulations;

(2) Taking advantage of his position to embezzle, misappropriate or occupy the funds of the Bank or its clients;

(three) Wei in violation of regulations for relatives and friends to issue loans or provide guarantees for personal gain;

(4) Working part-time in other economic organizations;

(five) other acts in violation of laws, administrative regulations and business management regulations.

Article 53 A staff member of a commercial bank shall not disclose the state secrets and business secrets that he knows during his tenure.