Tianjin has implemented a purchase and loan restriction policy since March 30, 2017. The qualifications for house purchase are defined as follows: Tianjin City (including Tianjin collective household registration) can own two houses in the urban area as a family unit. An individual can own a house in the urban area. There is no limit on the number of houses purchased in Binhai New Area, and the social security supplementary payment shall not exceed three months.

In view of the fact that you have an out-of-town registered permanent residence and work out of town, you currently do not have the qualifications to buy a house in Tianjin. At the same time, Tianjin is a situation where you subscribe for a house and a loan. The number of real estate units in Tianjin based on the family unit is assessed. Loans nationwide are also assessed on a household basis. The minimum down payment for a first home loan is 30%, and the minimum down payment for a second home is 60%.