1. When applying for mortgage repayment, the applicant shall provide his or her spouse's ID card, household registration book or valid marriage certificate issued by the civil affairs department;

2. Applicants who have issued loans apply to the center with the above materials, and fill in the "Annual Repayment Agreement for Housing Provident Fund Entrustment";

3. The applicant who applies for a new loan applies to the loan bank with the above materials and fills in the entrustment agreement;

4. The entrusted loan repayment relationship shall take effect from the month following the signing of the entrusted loan repayment agreement.

Regulations on the administration of housing provident fund

Article 26

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.

The risk of housing provident fund loans shall be borne by the housing provident fund management center.