★ Credit loan: a personal loan business in which an individual applies, provides a guarantee or credit bill that meets the requirements of the bank, and gives the borrower a maximum credit line with the approval of the bank, and the borrower repays the loan within the validity period of the credit line. : ◆ Balance control and recovery: the loan is balance control, and the borrower can continue to recover it within the limit and term until it reaches the maximum balance or expires; ◆ Ultra-high loan amount: the loan amount is only limited by the borrower's credit and guarantee method, and the maximum loan amount can reach 7 lines of real estate appraisal value; ◆ Pay back as you borrow, and use money flexibly: the customer is alive and the repayment is alive; ◆ Save interest to the maximum extent: the loan interest is the bank's benchmark interest rate (5.3 1%-5.94%), and the customer does not bear interest when obtaining the line. Only when the money is actually used, according to the actual number of days, the cost of the customer's money is probably; ◆ Financial management function: it can be used as needed, which not only solves the short-term turnover difficulties of customers, but also does not increase the loan interest. Characteristics of personal revolving loan: ◆ Use. Four ways can be selected in combination; ◆ Loan amount: The collateral is determined according to a certain proportion of the bank's recognized value, with a maximum of 70%; ◆ Term of credit line: The longest validity period of credit line is 20-30 years, and it will automatically expire after expiration and cannot be used any more; ◆ Loan interest rate: it shall be implemented in accordance with relevant regulations on interest rate fluctuation; ◆ Choose the equal principal and interest independently, and pay the interest monthly (quarterly) or with the principal. For example, 1 ten thousand has been used for 20 years, and now 1 credit is mortgaged by real estate. For example, if you only need 400,000 yuan now, you can only use 400,000 yuan (as long as you want) and only pay the interest of 400,000 yuan, thus saving the interest, and the remaining 600,000 yuan is still yours. If this 400 thousand is paid off in the fifth year, then you can. It doesn't take more than 20 working days from the beginning to getting the money. ★ 2. Enterprise mortgage loan (personal business loan): it is a financing product serving small and medium-sized enterprises. Borrowers can obtain bank loans through real estate mortgage and other guarantee methods, and the loan funds are used for the business needs of their enterprises. Application conditions: legal representative/shareholder of the enterprise and individual industrial and commercial households; ◆ Enterprises can operate with profits, and there is no upper limit for profits; ◆ If small-scale tax payment is needed: ◆ Mortgage the house ownership certificate; ◆ Business license, articles of association, organization code certificate, tax registration certificate, financial statements, etc. Loan amount: revolving credit, with housing as collateral, up to 80% of the value of real estate assessment, or commercial housing. Loan term: the loan term is up to 5 years, the credit can be recycled, the interest is repaid monthly/quarterly, and the principal is repaid at maturity, so the repayment is very flexible. Loan interest rate: The benchmark interest rate for loans of the same grade in the same period stipulated by the People's Bank of China shall be implemented or appropriately raised. ★ three. Enterprise (working capital loan): loan amount (65438+ 10,000-1 10,000), term (1-3 years), fixed annual interest rate of the loan: 8% Requirements: (a) Requirements of enterprise business license, complete set of articles of association and bank liquidity in the past six months on bills: (b)/kloc- Solve the problem of providing cumbersome joint guarantee for merchants ◆ Establish bank credit, real credit lending, addition, comprehensive credit, revolving loan ◆ Suggest application process, simple procedures, quick approval, timely lending ◆ Appropriate loan term, amount, and maximum loan term of 36. The initial loan amount is as high as 65,438+0,000,000 ◆ The repayment method is convenient, and with the normal cash flow, the interest burden and the capital flow pressure when the principal is repaid in one lump sum are reduced-Kunming Wang Yong Loan Co., Ltd. mainly provides professional loan services such as Kunming loan, Kunming loan, Kunming personal loan, Kunming credit loan, Kunming loan, Kunming unsecured loan, Kunming personal loan and Kunming unsecured loan. With the expansion of the company, its business has developed into loan business in Yunnan Province: Diqing loan, Zhaotong loan, Honghe loan, Wenshan loan, Simao loan, Dali loan, Chuxiong loan, Lincang loan, Baoshan loan, Qujing loan, Yuxi loan, Lijiang loan, Xishuangbanna loan, Dehong loan and Nujiang loan. For contact information, see User Name.
Second, money is urgently needed. Is there a loan guarantee with interest of 1 to 2 cents in Xiaguan, Dali today? ...
Private loan, the fastest half an hour!
3. Can self-built houses in Dali New District be mortgaged?
It's possible. The self-built houses in Dali New District can be mortgaged on the premise that the procedures are complete and the relevant regulations are met.