Ping An Bank's personal small consumer loan application conditions include: the borrower's current average monthly income is more than 3,000 yuan, the borrower's residence (work or work) time in the loan application place should be more than six months, the personal credit is excellent, and there are no overdue repayment records such as credit card overdue, car loan overdue and mortgage overdue.

The conditions for Hankou Bank to apply for a credit loan are that the borrower must be a natural person with full capacity for civil conduct at the age of 65,438+08, have a fixed residence or valid residence status in China, and provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials. The applicant has a good credit record, has the ability to repay the loan, and provides stable proof of occupation and income source, bank memorandum, labor contract, etc. , stipulated by Hankou bank lending institutions.