Sentenced to more than three years. According to the inquiry, usury may constitute a crime. If the interest rate is four times higher than the bank's loan interest rate for the same period, it belongs to usury. Generally, those who make illegal profits of more than 500,000 yuan will be sentenced to more than three years. Macau, referred to as "Macau" for short, is the full name of People's Republic of China (PRC) Macao Special Administrative Region, which is located in the south of China and on the west bank of the Pearl River Delta.