Hello, the extension period of bank loan is determined by the bank according to the actual situation of the lender, and it is not fixed. If the bank loan is unable to repay after maturity, you can apply to the bank for extension. An extension is an extension of the repayment period. For example, you borrowed it for five years and found that it was still not paid, so you applied for an extension to 67 years.

Legal basis: Article 12 of the General Principles of Loans. If the borrower fails to repay the loan on schedule, it shall apply to the lender for loan extension before the loan expires. Whether the extension is decided by the lender. When applying for extension of secured loan, mortgage loan or pledged loan, the guarantor, mortgagor and pledgor shall also issue a written consent certificate. If there is an agreement, it shall be implemented in accordance with the agreement.

If you are interested in applying for loan extension, you should take the initiative to contact the bank, clarify the specific reasons, and show your willingness to repay actively. It is best to provide proof of temporary inability to repay, and apply for an extension, and the bank will consider it comprehensively.