After buying a house, the provident fund can still be used, but the specific extraction conditions will vary according to local policies. Most areas stipulate that you can withdraw the provident fund within one year of buying a house. The information to be carried during the withdrawal includes the registered purchase contract, payment invoice, withdrawal certificate of provident fund issued by the unit and ID card, etc. In addition, if it is a loan to buy a house, it is necessary to abide by the local specific regulations on the withdrawal time when withdrawing the provident fund. Therefore, even if you have bought a house, the provident fund can still be used as a kind of financial support to alleviate the economic pressure of individuals or families.

Other uses of the Provident Fund:

1. Mortgage payment: use the provident fund to pay the mortgage loan of the purchased property;

2. Rental expenses: some areas allow the use of provident fund to pay rental expenses;

3. Decoration loan: apply for provident fund decoration loan to improve living conditions;

4. Repay the loan in advance: use the provident fund to pay off the mortgage in advance and reduce interest expenses;

5. Retirement withdrawal: after reaching the statutory retirement age, the balance of the provident fund can be withdrawn at one time;

6. Unemployment withdrawal: During unemployment, eligible provident fund can be withdrawn;

7. Transfer payment: When the employee's workplace is transferred, the provident fund can be transferred to a new provident fund account;

8. Repaying the rental housing loan: if there is a rental housing loan, it can be repaid with the provident fund;

9. Treatment of major diseases: when I or my immediate family members suffer from major diseases, I can apply for withdrawal of provident fund;

10. Continuing education with academic qualifications (degrees): When continuing education with academic qualifications (degrees), I or my children can withdraw the provident fund.

To sum up, people who have bought a house can still use the provident fund, but the withdrawal conditions will vary according to local policies, usually within one year of buying a house. You need to bring relevant information when you take it. If you buy a house without a loan, you need to comply with the local withdrawal time regulations. Therefore, provident fund can be used as a kind of financial support to help ease the economic pressure of individuals or families.

Legal basis:

Regulations on the administration of housing provident fund

Article 26

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.